We. Know. Contractors.
We protect general contractors, subcontractors, and trades across Ohio, Michigan, and Arizona.
As Certified Insurance Counselors (CIC), we are risk advisors.
Every renewal starts 90 days out, with a strategy built around your operation.
What Our Clients Say
J. Roehl
Insurance Client
We have been very happy with our experience working with Equilibrium Insurance Partners. They took the time to understand our business and provide personalized recommendations that fit our specific needs at a competitive price.
What has stood out most is their follow-through and communication throughout the process. Any questions or concerns we’ve had were handled promptly and professionally, giving us confidence that we’re in good hands.
We would recommend them to other businesses looking for insurance coverage with a company that values its clients.
Sherri Morris
Insurance Client
Mac & Liz have been great to work with the last few months. Our business saved more than 50% on our business insurance and commercial auto policies, and increased the coverage in multiple ways.
We have been in business for more than 20 years and making an insurance agent change just seemed like too much work. We had worked with our previous agent for 10-12 years and he was great, but the rates just kept a steady increase over the years.
In the end, I am only mad I didn’t make the change sooner. Mac made the change easier than I would have ever thought. Having that >50% insurance savings to put back in our business to meet other needs or just to increase the profits is a great thing.
Ty Lincoln
Insurance Client
This company is one for the ages, quality in everything they do, they make me feel like I’ve been a long-term friend. Looking out in many ways one of the ways was calling out my previous insurance company for terrible service and demanding I get better service.
Mac ended up saving me $16,000, words cannot describe how grateful I am as a small business owner.
Love this company. Cheers.
Who You're Working With
Founder
MacGregor (Mac) Howey,
CIC, LIC, CPIA
Account Executive
Paul Friedrich, CPIA
Commercial Account Manager
Elizabeth (Liz) Housler
WHY EQUILIBRIUM?
90-day renewal process
Most agents call you last minute with whatever their one carrier decided to charge for the upcoming renewal. We start 90 days out, reviewing your exposures, benchmarking your program, and going to market with a strategy. We are your partner and make decisions together.
CIC certified
The Certified Insurance Counselor (CIC) designation requires 100+ hours of coursework and testing. This is the most sought-out accolade in all of commercial insurance- and most agents don't have it. It means when a claim hits or a contract requires specific language, we know exactly what we're looking at.
We are an independent agency
If you're with a direct writer, you've already lost leverage. They have one market, one appetite, and one answer. As an independent agency we go to multiple carriers and let them compete for your business. When your loss runs are clean, you should be rewarded for it. When the market gets hard, we have options. A captive agent has none.
