Ohio's Trusted Independent Insurance Agency

Welcome to Equilibrium Insurance Partners, a boutique, independent insurance agency offering personalized, white-glove service. Our team includes Certified Insurance Counselors (CIC), a designation earned through over 100 hours of studying and test-taking. As Licensed Insurance Counselors (LIC), we can also act as consultants, providing expert, fee-based services to compare and contrast insurance policies, ensuring you receive the best possible coverage tailored to your unique needs.

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Welcome to Equilibrium Insurance Partners.

Your Trusted Insurance Partner Since 2022

Our purpose: To reduce financial uncertainty and make accidental loss manageable to individuals and businesses alike.


Our mission: To provide cutting edge, tailored insurance solutions to individuals, families, and business owners.


Our vision: To be a trusted, independent insurance agency in Perrysburg and surrounding areas.


Our philosophy: Balance. Integrity. Innovation. To create a work environment boasting of balance (equilibrium), integrity (always doing the right thing), and innovation.


Thanks for stopping by, and we look forward to serving you. Cheers!

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Testimonials

Real Insurance Clients with Honest Reviews

Rich Ballez

Insurance Client

I am extremely satisfied with the quality of professional service and timely response. Mac was very helpful in the process and went above and beyond to ensure all of my questions and needs were met before presenting me an exceptionally reasonable quote.

Jamie Vollenweider

Insurance Client

Just transferred my coverage with Mac as my advisor! He is very knowledgeable and professional! He took the time to meet me in person and explained everything in great detail, I now have better coverage for less and feel comfortable knowing if I need anything Mac will take the time to make sure I’m all set!

Latika Maloy

Insurance Client

Mac Howey, was the agent I worked with. He was professional, clear in his intentions and kept in contact with me. He was fast in responding to any questions I had. He worked to get me the best policy at a reasonable rate!!! Thank you Mac

Wingate DTW

Insurance Client

Had a great experience working with Mac Howey as our insurance broker. Mac's dedication and professionalism in finding a creative and competitive insurance policy for our hotel were truly impressive. His expertise and attention to detail exceeded our expectations, and he took the time to listen to our concerns and needs.

Ryan N

Insurance Client

Mac is very knowledgeable and helpful when making crucial coverage decisions. He looks out for good pricing on quotes but most importantly the good coverage that protects you and your business.

My Little School LLC

Insurance Client

Great coverage at an affordable rate! The agent was able to get our business' more coverage at a lesser rate then our previous company. He took the time to go over our needs in great detail. They are extremely professional. I highly recommend them .

Our Team

The Equilibrium Insurance Partners Team

MacGregor (Mac) Howey, CIC, LIC, CPIA

Founder

Paul Friedrich

Account Executive

Business Insurance

Business Insurance Policies

Workers Comp. Insurance

Protect your team with our comprehensive Workers Compensation coverage, ensuring security and peace of mind.

Commercial Property Insurance

Secure your commercial assets against risks with tailored property insurance designed for your unique business needs.

Cyber Liability Insurance

Protect your business from digital threats with our Cyber Liability coverage, defending against data breaches and more.

General Liability Insurance

Cover your business from common risks and liabilities with our General Liability Insurance, customized for your operations.

Commercial Auto Insurance

Ensure your business vehicles are protected on the road with our specialized Commercial Auto Insurance solutions.

Commercial Umbrella Insurance

Extend your coverage with our Commercial Umbrella Insurance, providing extra protection beyond your standard policies.

Professional Liability Insurance

Defend your business from professional risks with our tailored Professional Liability Insurance, ensuring peace of mind.

Why Choose Us

Why work with Equilibrium Insurance Partners

  • Local Insight, Expansive Service

    Though rooted in Ohio, our expertise and services extend far beyond, addressing the diverse needs of our clients. We combine deep local understanding with a broad range of insurance options to protect what matters most.

  • Customized Solutions

    At Equilibrium, we don’t believe in cookie-cutter policies. We take the time to understand your unique situation, delivering tailored insurance solutions that fit perfectly with your specific needs.

  • Strategic Alliances

    By partnering with top-rated insurance providers, we offer you exceptional coverage options at competitive rates, ensuring that you receive the best value without compromising on protection.

Industry-Specific Insurance

Businesses We Serve

Contractor Insurance

Towing Insurance

Plumber Insurance

Electrician Insurance

Golf Course Insurance

Restaurant Insurance

Insurance FAQS

Frequently Asked Questions About Equilibrium Insurance Partners

  • What sets an independent insurance agent apart from a captive agent?

    Independent insurance agents, like those at Equilibrium Insurance Partners, have the freedom to offer a diverse array of insurance products from multiple insurance companies. This independence allows them to compare different policies and find the ideal coverage that aligns with your specific needs. On the other hand, captive agents are limited to offering products from a single insurance provider. By working with an independent agent, you gain access to a broader selection of options, resulting in a more personalized and often more cost-effective insurance solution.

  • Why should I choose an independent insurance agent in Ohio?

    Opting for an independent insurance agent in Ohio means receiving tailored, impartial advice on a wide variety of insurance options. Independent agents at Equilibrium Insurance Partners aren’t restricted to any one insurer, enabling them to evaluate policies from various sources. This allows them to customize coverage to suit your unique needs, often at competitive rates. Additionally, they possess an in-depth understanding of local insurance requirements and risks specific to Ohio, ensuring your coverage is both comprehensive and relevant to your situation.

  • How can I find a reliable independent insurance agent in the area?

    To identify a reliable independent insurance agent in Ohio, seek out agents with strong ties to the local community and a history of positive client feedback. Verify their credentials and ensure they are licensed in Ohio. A trustworthy agent will have a thorough understanding of the local insurance market and will take the time to discuss your needs and answer your questions. Recommendations from friends, family, or colleagues who have had positive experiences with local agents can also be valuable.

  • Is there a cost to work with an independent insurance agent here?

    Collaborating with an independent insurance agent in Ohio typically does not involve any direct fees for their services. Instead, agents at Equilibrium Insurance Partners earn commissions from the insurance companies whose policies they help you select. This means you can take advantage of their expertise, market knowledge, and personalized service without incurring additional costs. Their objective is to secure the best coverage for you at the most competitive price, aligning with your budget and insurance needs.

  • Why should I work with a local independent insurance agent?

    Partnering with a local independent insurance agent offers distinct advantages. Agents at Equilibrium Insurance Partners have a deep understanding of the specific insurance needs and challenges in Ohio, providing advice and solutions that are tailored to your situation. Local agents are readily available for in-person consultations and deliver personalized service that’s often unmatched by larger, national agencies. They’re also invested in the community, offering a personal touch and a commitment to finding the best insurance solutions for their neighbors.

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Personal Insurance

Personal Insurance Policies

Home Insurance

Protect your home with comprehensive coverage that meets your needs. Keep your family and belongings safe with our tailored plans.

Auto Insurance

Drive with confidence knowing you’re protected. Our auto insurance offers the security and support you need on the road.

Umbrella Insurance

Get extra protection for life’s unexpected events. Our umbrella insurance covers beyond the limits of your standard policies.

Condo Insurance

Secure your condo with coverage that fits. Protect your investment and enjoy peace of mind with our specialized plans.

Our News

Get the Latest Updates

What Insurance Does a Self Employed Tradesman Insurance Need in Ohio?
8 November 2024
Protect your Ohio trade business with the right insurance. Get coverage for general liability, workers' compensation, and more to secure your future.
What Is A Certificate Of Liability Insurance (COI), and Do I Need It in Ohio?
8 November 2024
Learn about the importance of Certificate of Liability Insurance (COI) in Ohio, its role in business operations, legal requirements, and how to obtain one.
Are You Compliant? How Ohio Contractors Can Avoid Regulatory Fines with the Right Insurance
14 October 2024
Ohio contractors must ensure compliance with regulations through proper insurance coverage. Protect your business and avoid fines with the right policies.
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